OCTIS vs Airwallex vs Revolut Business for companies trading between Asia and Europe
One is open to Hong Kong companies and prices per payment. The other is built around European and UK companies.
Last checked · 6 sources
Otty's short answer
A Hong Kong or Malaysian company that pays suppliers or gets paid across Asia and Europe will find Airwallex easier to open and simpler to price: FX from 0.2% (Hong Kong) to 0.5% (UK, EU) over interbank, free local transfers. Revolut Business is a better fit if your company is registered in the UK or EU and you want its plans and cards.
Side by side
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| What matters | OCTISHong Kong company + OCTIS global plan | Airwallex | Revolut Business |
|---|---|---|---|
| Monthly fee | 10–30% below your current bill (terms apply) | £0 / £19 / £49 (HK$0 / 499) | £10 / £35 / £125 |
| Free tier condition | Set by our licensed partner; quoted before you commit | £0 at £10k deposits or balance | No free plan |
| FX over interbank | Foreign exchange via licensed partners | 0.5% UK/EU, from 0.2% HK | 0% to allowance, then 0.6% |
| Minor currencies | Set by our licensed partner; quoted before you commit | 1% | Plan-based |
| SWIFT transfer | Set by our licensed partner; quoted before you commit | £10 to £20 / HK$120 to 200 | £5 beyond plan |
| Local transfers | Collecting and sending payments via licensed partners | Free to 120+ countries | 10 free (Basic), then £0.20 |
| Local bank details | International multi-currency business account via licensed partners | 20+ currencies | GBP, EUR; USD from Grow |
| Card acceptance (UK card) | Set by our licensed partner; quoted before you commit | 1.30% + £0.20 | Not published |
| Open as a Hong Kong company | Yes, a Hong Kong company, at least 10% below any qualifying quote (Lowest Price Guarantee) with OCTIS | Yes, HK pricing page | Not confirmed, check list |
| Company must be in | Hong Kong, run from anywhere | Many regions incl. HK, UK, EU | A supported country |
| Regulation | OCTIS is not a bank; licensed partners provide the account and cards | Payments licences by region | UK bank, FSCS to £120,000 |
If you have staff, premises or local sales in this country, its own registration and tax rules still apply. OCTIS can help you arrange them.
Data sources & disclaimer: Comparison data was compiled from publicly available sources — including the competitors' own published pricing and feature pages — captured on 9 November 2026. Figures reflect the typical or advertised pricing at that time and may have changed since; plans, inclusions and prices vary by provider, region and promotion. OCTIS is independent and not affiliated with the named companies; all trademarks belong to their respective owners. This comparison is provided in good faith for general information only and is not professional, legal or financial advice — please verify current details with each provider before deciding.
Which one fits you
OCTIS · Hong Kong company + OCTIS global plan
Choose OCTIS if you trade between Asia and Europe and want a Hong Kong company, a multi-currency account and your CRM in one place.
Airwallex
Choose Airwallex if your company is in Hong Kong or Asia, or you collect and pay in many currencies and want low FX.
Revolut Business
Choose Revolut Business if your company is registered in the UK or EU, makes few payments and wants plans, cards and savings together.
What the table does not show
Where each can be opened
Airwallex publishes separate pricing pages for Hong Kong, the UK and Europe, so a Hong Kong company can apply. Revolut says the company must be registered in a supported country and the applicant must live in one. A Statrys review says companies incorporated in Hong Kong or elsewhere in Asia are not eligible, but that review is from a competitor and we could not read Revolut's own country list. Check it before you apply.
FX and transfers
Airwallex charges 0.5% over interbank for major currencies on its UK and European pages, 1% for other currencies, and says from 0.2% on its Hong Kong page. Local transfers are free to 120+ countries. SWIFT costs £10 to £20 in the UK and HK$120 to HK$200 in Hong Kong. Revolut gives an FX allowance by plan, then 0.6%, with an extra 1% outside market hours. International transfers beyond the allowance cost £5.
A note on the sources
Airwallex figures come from its own UK, EU and Hong Kong pricing pages. Revolut's pricing pages could not be read by our tools, so its figures come from Wise and Airwallex comparison articles. Both are competitors of Revolut. Treat Revolut numbers as indicative and confirm them on Revolut's site.
Where OCTIS fits
OCTIS is not a bank and has no partnership with Airwallex or Revolut. If your Hong Kong company trades with Europe, your books will carry GBP, EUR and HKD flows. OCTIS bookkeeping reconciles statements from either account into one set of Hong Kong books, with profits tax and audit coordination by a Hong Kong CPA practice. Moving that work to OCTIS can take 10–30% off your current bill.
Frequently asked questions
Is Airwallex cheaper than Revolut Business?
For FX-heavy businesses, often yes: Airwallex charges 0.5% for major currencies on its UK and EU pages and local transfers are free. Revolut can be cheaper if its monthly allowances cover your transfers and FX. Compare using your own volumes.
Can a Hong Kong company open a Revolut Business account?
We could not confirm it. Revolut requires the company to be registered in a supported country, and a third-party review says Hong Kong companies are not eligible. Check Revolut's eligible countries page or ask support.
Does Airwallex have UK and EU accounts?
Airwallex publishes UK and European pricing, and its UK page lists local bank details in 20+ currencies. Which account details a Hong Kong company gets depends on Airwallex's onboarding checks, so confirm with Airwallex.
What does Airwallex charge per month?
In the UK, Explore is £19 per month, free if you deposit or hold £10,000, and Grow is £49. In Hong Kong, Explore is free and Grow is HK$499. Prices exclude VAT where applicable, and fees are charged per entity.
Sources
Checked on the date above. Links open the provider's or regulator's own page.