OCTIS Transition Promotion 2026: up to 30% off your current accounting, audit, company secretary and tax fees. Closes 31 December.. Ends in --d --:--:--.WhatsApp
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Found a genuine quote? We beat it by at least 10% — see conditions. Every service also carries a 30-day money-back guarantee.

OCTIS, ZA Bank and 3E Accounting side by side

ZA Bank is a licensed Hong Kong virtual bank. OCTIS is the international, enterprise-level global plan: a Hong Kong company run with OCTIS from anywhere, with an international business account, FX, corporate card and payments via licensed partners, plus a built-in CRM, workflow automation and Otty agents. 3E Accounting is shown as a second reference.

ZA Bank3E Accounting
What it isBusiness OS for a Hong Kong company, accounts and payments via licensed partnersLicensed Hong Kong virtual bankAccounting and corporate-services firm, TCSP licence TC006759
Opening cost10–30% below your current bill or their quoteHKD 0 opening fee; HKD 1,500 prepaid 12-month service fee for online openingFree first-year Airwallex account and Visa card with incorporation
Speed to openSet up through licensed partners alongside your incorporationApplication in as fast as 6 minutes, account open in as fast as 1 working dayOffered with the incorporation package
CurrenciesMulti-currency international account via licensed partnersExchange and transfers in 11 currencies; time deposits in HKD, CNY and USDMulti-currency account via Airwallex; number of currencies not stated
Local and overseas transfersCollect and send payments via licensed partnersFPS, CHATS and overseas remittanceThrough the Airwallex account it sets up
Business loansNot offeredSME guarantee-scheme loan and revolving loans; cross-border e-commerce revolving loan from 6.50% a yearNot offered
Investment fundsNot offeredFunds from the business account, 0% subscription fee until 31 Dec 2026, for professional investorsNot offered
Incorporation, secretary, accounting and taxDone for you; audit coordinated with a licensed independent auditor, who signs itNot offeredOffered; audit through partners; Hong Kong prices for ongoing services not published
CRM and sales pipelineBuilt inNot offeredNot offered
Workflow automationBuilt inNot offeredAccounting and compliance tools only
AI agents that do the work (Otty)Built inNot offeredNot offered
One workspace for compliance, documents and teamBuilt inNot offeredNot offered
Foreign exchangeBuilt in, via licensed partnersYes, in 11 currencies, with its rates shown beside designated banksThrough the Airwallex account it sets up
Corporate cardBuilt in, via licensed partnersNot listed on its business pageFree Visa card in year 1, via Airwallex
International business accountBuilt in, via licensed partnersBusiness account, HKD 0 opening feeFree first-year multi-currency account, via Airwallex
Collect and send paymentsBuilt in, via licensed partnersFPS, CHATS and overseas remittanceNot listed as its own service
Your total cost, first year10–30% below your current bill or their quote. Lowest Price Guarantee and 30-day money-back guarantee, terms applyHKD 0 opening + HKD 1,500 service fee = HKD 1,500, before any other chargesHKD 280 setup + HKD 1,720 Companies Registry = HKD 2,000; business registration fee extra
See Hong Kong pricing

Data sources & disclaimer: Comparison data was compiled from publicly available sources — including the competitors' own published pricing and feature pages — captured on 9 November 2026. Figures reflect the typical or advertised pricing at that time and may have changed since; plans, inclusions and prices vary by provider, region and promotion. OCTIS is independent and not affiliated with the named companies; all trademarks belong to their respective owners. This comparison is provided in good faith for general information only and is not professional, legal or financial advice — please verify current details with each provider before deciding.

Otty, the OCTIS octopus

Otty's short answer

ZA Bank gives a Hong Kong company a licensed bank account, opened online for HKD 0 with a HKD 1,500 prepaid 12-month service fee, plus loans and investment funds. It runs no books, filings or CRM. OCTIS covers the account, FX, card and payments via licensed partners and adds incorporation, company secretary, accounting, tax, audit coordination, CRM, automation and Otty agents, priced 10–30% below your current bill or their quote.

Why teams switch

Everything a business account does, via licensed partners, plus a whole operating system on top.
Incorporation at least 10% below the published price; every other service priced 10–30% below your current bill or their quote.
A Hong Kong company run from anywhere: CRM, automation and Otty agents built in.

FAQ

Frequently asked questions

Is OCTIS cheaper than ZA Bank?

Yes. Send ZA Bank's quote or your current bill on WhatsApp, and OCTIS prices the same work 10–30% lower than it. Incorporation is at least 10% below their published price. Every price comes with the Lowest Price Guarantee and a 30-day money-back guarantee, terms apply, and licensed professionals check every filing. There is no list price to compare against: your quote or bill is the starting point, so the saving is measured against what you would actually pay.

Is OCTIS a bank?

No. OCTIS holds no banking licence and issues no cards itself. Accounts, FX, corporate cards and payments are provided through licensed partners and are subject to their approval.

Can I keep my ZA Bank account and use OCTIS?

Yes. The account and the company's books are separate jobs. Send us your current bill or their quote and we price the work 10–30% below it; OCTIS incorporation is at least 10% below the published price. OCTIS prices come with a Lowest Price Guarantee and a 30-day money-back guarantee, terms apply.

What does ZA Bank charge for a business account?

On its business page, ZA Bank states a HKD 0 account opening fee and a prepayment of 12 months' service fee of HKD 1,500 to open online. Other charges are in its fee schedule, which this page does not quote. Read on 2026-11-09 at bank.za.group.

What does 3E Accounting include free in year one?

According to its Hong Kong incorporation page, year one includes the company secretary, a registered address, a multi-currency account with a Visa card via Airwallex, Google Workspace setup for 2 users and a .com domain. The setup fee is HKD 280 plus HKD 1,720 Companies Registry; the business registration fee amount is not stated. Read on 2026-11-09 at 3ecpa.com.hk.

Compare more

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Send your current bill or their quote, get 10–30% off

Incorporation at least 10% below the published price; every other service priced from your current bill. Lowest Price Guarantee and 30-day money-back guarantee, terms apply.

See Hong Kong pricingTalk to us
Otty, the OCTIS octopus, waving

OCTIS vs ZA Bank — summary

ZA Bank gives a Hong Kong company a licensed bank account, opened online for HKD 0 with a HKD 1,500 prepaid 12-month service fee, plus loans and investment funds. It runs no books, filings or CRM. OCTIS covers the account, FX, card and payments via licensed partners and adds incorporation, company secretary, accounting, tax, audit coordination, CRM, automation and Otty agents, priced 10–30% below your current bill or their quote.

  • Everything a business account does, via licensed partners, plus a whole operating system on top.
  • Incorporation at least 10% below the published price; every other service priced 10–30% below your current bill or their quote.
  • A Hong Kong company run from anywhere: CRM, automation and Otty agents built in.

Is OCTIS cheaper than ZA Bank?

Yes. Send ZA Bank's quote or your current bill on WhatsApp, and OCTIS prices the same work 10–30% lower than it. Incorporation is at least 10% below their published price. Every price comes with the Lowest Price Guarantee and a 30-day money-back guarantee, terms apply, and licensed professionals check every filing. There is no list price to compare against: your quote or bill is the starting point, so the saving is measured against what you would actually pay.

Is OCTIS a bank?

No. OCTIS holds no banking licence and issues no cards itself. Accounts, FX, corporate cards and payments are provided through licensed partners and are subject to their approval.

Can I keep my ZA Bank account and use OCTIS?

Yes. The account and the company's books are separate jobs. Send us your current bill or their quote and we price the work 10–30% below it; OCTIS incorporation is at least 10% below the published price. OCTIS prices come with a Lowest Price Guarantee and a 30-day money-back guarantee, terms apply.

What does ZA Bank charge for a business account?

On its business page, ZA Bank states a HKD 0 account opening fee and a prepayment of 12 months' service fee of HKD 1,500 to open online. Other charges are in its fee schedule, which this page does not quote. Read on 2026-11-09 at bank.za.group.

What does 3E Accounting include free in year one?

According to its Hong Kong incorporation page, year one includes the company secretary, a registered address, a multi-currency account with a Visa card via Airwallex, Google Workspace setup for 2 users and a .com domain. The setup fee is HKD 280 plus HKD 1,720 Companies Registry; the business registration fee amount is not stated. Read on 2026-11-09 at 3ecpa.com.hk.

    OCTIS vs ZA Bank Business Account Hong Kong: 10–30% Below Your Current Bill | OCTIS