OCTIS vs Xolo vs 1Office: running an Estonian company as an e-Resident
Two common providers for founders in Asia who form an Estonian OÜ online. What each charges per month and for setup.
Last checked · 5 sources
Otty's short answer
Xolo suits a solo founder who wants one monthly plan with accounting and tax reporting included, from €59 per month. 1Office suits a company that wants a traditional accounting firm, payroll for an employee and optional extras, from €135 per month. Both exclude Estonian VAT, and both pass on the €265 state registration fee.
Side by side
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| What matters | OCTISHong Kong company + OCTIS global plan | Xolo Leap | 1Office |
|---|---|---|---|
| Monthly fee from | 10–30% below your current bill (terms apply) | €59 (first 12 months) | €135 accounting |
| Standard plan | Not published | €99 per month, no revenue cap | €135, up to 30 transactions |
| Higher tiers | Not published | €139 Pro, from €259 Premium | Extra volume costs more |
| Company setup fee | At least 10% below any qualifying quote (Lowest Price Guarantee) | Not separately priced | €245 package, or €315 with state fee |
| State registration fee | Included in the incorporation package | €265 (government) | €265 (government) |
| Estonian address and contact person | Hong Kong registered office address and company secretary, arranged via OCTIS's partner | Not listed on pricing page | From €24.17 per month |
| Payroll | Handled by OCTIS accountants | Not listed | One employee included |
| Several shareholders | At least 1 shareholder, who can live anywhere | Pro: up to 2 | Formation from €495 |
| Bank and payment links | International multi-currency account and payments via licensed partners | LHV, Wise, Revolut, Stripe, PayPal | Not published |
| Help becoming an e-Resident | Not needed: director and shareholder can live anywhere | Registration help in all plans | €195 package, plus €150 |
| Prices exclude | No VAT/GST in Hong Kong | VAT (per page) | 24% Estonian VAT |
If you have staff, premises or local sales in this country, its own registration and tax rules still apply. OCTIS can help you arrange them.
Data sources & disclaimer: Comparison data was compiled from publicly available sources — including the competitors' own published pricing and feature pages — captured on 9 November 2026. Figures reflect the typical or advertised pricing at that time and may have changed since; plans, inclusions and prices vary by provider, region and promotion. OCTIS is independent and not affiliated with the named companies; all trademarks belong to their respective owners. This comparison is provided in good faith for general information only and is not professional, legal or financial advice — please verify current details with each provider before deciding.
Which one fits you
OCTIS · Hong Kong company + OCTIS global plan
Choose OCTIS if you want company, accounts, banking and CRM in one place, on a Hong Kong company with no e-Residency needed.
Xolo Leap
Choose Xolo if you are a solo founder or freelancer, want accounting and Estonian tax reporting in one plan, and your revenue starts small.
1Office
Choose 1Office if you want an accounting firm for payroll, several shareholders or a physical contact person in Estonia.
What the table does not show
What you pay the state, whichever provider you pick
The e-Residency digital ID card has a €150 state fee, with up to 30 days for the identity check and 2 to 5 weeks for card delivery. Registering the company in the e-Business Register costs €265 and takes 15 minutes to an hour once you hold the card. Every Estonian company also needs an address and contact person in Estonia. The e-Residency site puts that at €200 to €400 per year. These costs sit on top of either provider's monthly plan.
How Xolo prices
Xolo Leap has four plans, all excluding VAT. Starter is €59 per month for the first 12 months or until revenue reaches €4,000. Standard is €99, Pro is €139 and Premium starts at €259. All plans include company registration help, accounting, tax reporting and email support from accountants. Rush annual report delivery and late processing each cost €200. Promotions can need a 6-month minimum term.
How 1Office prices
1Office lists monthly accounting, VAT and payroll at €135 per month for up to 30 transactions, with payroll for one employee. Forming a company costs €245 plus the €265 state fee, or €315 with the state fee included. A legal address and contact person start at €24.17 per month. Prices exclude 24% Estonian VAT. The page shows one package with an inconsistent virtual office line, so confirm the total before paying.
Where OCTIS fits
OCTIS does not form Estonian or other EU companies. If your Hong Kong or Malaysian company is choosing an EU entity, treat the choice as a tax and banking decision and ask a tax adviser. Your home entity still needs bookkeeping, company secretary work and audit coordination, which OCTIS handles, and switching can take 10–30% off your current bill.
Frequently asked questions
Can a Hong Kong or Malaysian resident start an Estonian company?
Yes, through e-Residency. You apply online, pay the €150 fee, collect the ID card and register the company online for €265. Check where the card can be collected. E-Residency is not tax residency, so your home country may still tax you.
How much does an Estonian company cost per year?
Add the provider's monthly plan to the contact person service of €200 to €400 per year. Xolo runs from €59 to €259 per month and 1Office accounting starts at €135 per month, both excluding VAT. The €265 registration is one-time.
Is Xolo cheaper than 1Office?
On the entry plan, yes. Xolo Starter is €59 per month against €135 for 1Office accounting. The plans differ in scope. 1Office includes payroll for one employee, and Xolo's Starter is limited by revenue.
Do I pay tax in Estonia?
The Estonian rate is 22% on distributed profit, such as dividends. Profit kept in the company is not taxed until it is paid out. Foreign owners still declare dividends in their home country, so check local rules before you set up.
Sources
Checked on the date above. Links open the provider's or regulator's own page.