OCTIS vs Jurnal vs Accurate vs Kledo for Indonesian businesses
Three local accounting tools, priced in rupiah, and the kind of business each one fits.
Last checked · 3 sources
Otty's short answer
Kledo is the cheapest way in, from Rp159,900 per month before PPN on yearly billing, with a free plan. Accurate Online suits businesses with stock, branches or production, but one user is included and add-ons are priced separately. Jurnal by Mekari costs Rp399,000 per month before PPN and fits small teams that want the Mekari ecosystem, such as Talenta and Klikpajak.
Side by side
Swipe to see every column
| What matters | OCTISHong Kong company + OCTIS global plan | Mekari Jurnal | Accurate Online | Kledo |
|---|---|---|---|---|
| Entry price per month | Bookkeeping by OCTIS; 10–30% below your current bill | Rp399,000 before PPN | Rp333,000 with PPN | Rp159,900 before PPN, billed yearly |
| Free plan | 30-day money-back guarantee, terms apply | No (trial only) | 30-day trial | Yes, 1 user |
| Users in entry plan | Your whole team | 3 | 1 | 1 to 3 (Pro) |
| Extra user | Included in the one plan | Not published | Rp22,200 per month | Rp69,900 per month |
| Inventory | Not an OCTIS product | Yes, entry plan | Listed, plan not stated | Yes, 1 warehouse in Pro |
| Manufacturing | Not an OCTIS product | Plus plan and up | Rp2,220,000 add-on | Simple from Elite |
| Top plan price | 10–30% below your current bill | Quote-based (Jurnal 360) | Add-on based | Rp399,900 per month |
| Yearly price published | 10–30% below your current bill | Promo, not a yearly total | No, monthly only | Yes, lower yearly rate |
| Sister products | CRM, automation and AI agents built in | Talenta, Klikpajak | Accurate POS Rp222,000 | Marketplace connect |
If you have staff, premises or local sales in this country, its own registration and tax rules still apply. OCTIS can help you arrange them.
Data sources & disclaimer: Comparison data was compiled from publicly available sources — including the competitors' own published pricing and feature pages — captured on 9 November 2026. Figures reflect the typical or advertised pricing at that time and may have changed since; plans, inclusions and prices vary by provider, region and promotion. OCTIS is independent and not affiliated with the named companies; all trademarks belong to their respective owners. This comparison is provided in good faith for general information only and is not professional, legal or financial advice — please verify current details with each provider before deciding.
Which one fits you
OCTIS · Hong Kong company + OCTIS global plan
Choose OCTIS if your team is spread out and you want accounting, CRM, automation and AI agents in one workspace instead of separate tools.
Mekari Jurnal
Choose Jurnal if you want three users in the entry plan and plan to add Mekari tools for payroll or tax, and a higher monthly price is acceptable.
Accurate Online
Choose Accurate Online if you run stock, several branches or production and are happy to pay for add-ons, with one user in the base plan.
Kledo
Choose Kledo if cost matters most, you are starting out, or you want a free plan and a low monthly price, with 1 warehouse in Pro and 10 from Elite.
What the table does not show
How the prices are built
Each vendor prices differently, so the headline numbers do not line up. Jurnal lists Essentials at Rp399,000 per month before PPN, with a 25% promo for the first yearly contract, which gives Rp299,250. Accurate Online lists Rp333,000 per month including 11% PPN, which is about Rp300,000 before tax, and sells branches, users and manufacturing as add-ons. Kledo lists Pro at Rp159,900 per month before PPN on its lower rate, which appears to be the yearly rate, and a higher monthly rate. Always compare the same billing period and tax basis.
Where each tool is strongest
Accurate Online is described by vendor-written comparisons as the pick for manufacturing and distribution, and its Rp2,220,000 manufacturing add-on supports that. Jurnal is aimed at small and mid-size teams, with user approval flows, multi-warehouse and bundles in Essentials, and bill of materials from Plus. Kledo puts one warehouse, multi-branch and PPN and PPh support in Pro, adds 10 warehouses and simple manufacturing in Elite, and adds consolidation of subsidiaries in Champion. Treat vendor comparison blogs as opinion and trial two tools on your own data.
Tax and e-Faktur
The Jurnal pricing page mentions e-Faktur only through its Klikpajak integration and gives no price for it. The Accurate pricing page does not mention e-Faktur. Kledo states PPN support in its Free plan and PPN and PPh support in Pro. Ask each vendor, in writing, how it handles e-Faktur and the Coretax connection before you commit, because tax filing rules are the real reason many Indonesian businesses switch tools.
Where OCTIS fits
OCTIS does not sell Indonesian accounting or tax filing. If you run a Malaysian or Hong Kong company with an Indonesian subsidiary, your Indonesian books can stay in Jurnal, Accurate or Kledo, while OCTIS keeps the home company's books and brings the subsidiary's statements into one group view. For your home accounting bill, OCTIS offers 10–30% off your current bill.
Frequently asked questions
Is Jurnal or Accurate better for a small business?
Both work. Jurnal includes three users and inventory in its entry plan at Rp399,000 per month before PPN. Accurate Online starts at Rp333,000 with PPN for one user and charges for extra users and branches. Pick on user count and stock needs.
How much does Accurate Online cost per month?
Rp333,000 per month including 11% PPN for the base plan with one data company and one user. Multi-branch is Rp99,900 per branch, Cost and Profit Center is Rp111,000, extra back-office users are Rp22,200, and manufacturing is Rp2,220,000.
Does Kledo have a free plan?
Yes. The Free plan gives one user, 1,000 invoices and 1,000 products per month, 10 reports and PPN support. Pro starts at Rp159,900 per month before PPN when billed yearly.
Do these tools replace an accountant?
No. Software records and reports. An accountant still reviews tax positions, closes the year and handles filings. Many businesses use software for daily entries and an accountant for monthly review and annual returns.
Sources
Checked on the date above. Links open the provider's or regulator's own page.