OCTIS Transition Promotion 2026: up to 30% off your current accounting, audit, company secretary and tax fees. Closes 31 December.. Ends in --d --:--:--.WhatsApp
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OCTIS vs Xero, side by side

Xero is cloud accounting software: you or your bookkeeper enter, reconcile and report. It does not file with SSM, appoint a company secretary or submit your tax return. This page compares it with OCTIS for a Sdn Bhd, where AI prepares the books and licensed professionals check them, and the secretary, audit coordination and tax submission are in the same package.

Xero3E Accounting
Who does the bookkeepingOCTIS prepares it with AI, licensed professionals checkYou or your bookkeeper3E bookkeeping service; price not published
Bank reconciliation and management accountsIncluded, with softwareYes, you run it; bulk reconcile only on Standard and PremiumUnaudited financial statements and cloud accounting; price not published
Company secretary and SSM annual returnNamed secretary and annual return includedNot offeredYes; RM1,000 a year, first year in its incorporation package
Tax submission (Form C, CP204)IncludedNot offered; reports onlyYes, corporate tax compliance; price not published
Audit coordinationSchedules and auditor liaison; the audit is done by an independent auditorNot offeredThrough licensed partner firms; fee schedule from RM800 (dormant company)
E-invoicingHandled by OCTIS accountantsLabelled "E-Invoicing ready" on every planNot listed on its service menu
PayrollHandled by OCTIS accountantsNot part of any listed planYes, payroll and HR services; price not published
Published pricePriced from your billUSD7, USD32, USD54, USD82 a month (regular); 50% off for 36 months before 31 Dec 2026; USD onlyCompany secretary RM1,000 a year; most packages RM1,700 to RM5,000+; audit from RM800
CRM and sales pipelineBuilt inNot offeredResells Microsoft Dynamics CRM; no CRM of its own
Workflow automationBuilt inNot offeredNo automation product listed
AI agents that do the work (Otty)Built inNot offeredNot offered
One workspace for compliance, documents and teamBuilt inNot offeredNot offered
Foreign exchangeBuilt in, via licensed partnersMulti-currency bookkeeping onlyNot offered
Corporate cardBuilt in, via licensed partnersNot offeredNot offered
International business accountBuilt in, via licensed partnersNot offeredBank introduction and a UOB referral; no account of its own
Collect and send paymentsBuilt in, via licensed partnersNot offeredNot offered
Your total cost10–30% off your bill or their quoteSoftware fee plus your own time or a bookkeeperPackages RM1,700 to RM5,000+ plus secretary and audit fees; most other services not published

Data sources & disclaimer: Comparison data was compiled from publicly available sources — including the competitors' own published pricing and feature pages — captured on 9 November 2026. Figures reflect the typical or advertised pricing at that time and may have changed since; plans, inclusions and prices vary by provider, region and promotion. OCTIS is independent and not affiliated with the named companies; all trademarks belong to their respective owners. This comparison is provided in good faith for general information only and is not professional, legal or financial advice — please verify current details with each provider before deciding.

Otty, the OCTIS octopus

Otty's short answer

OCTIS runs your Sdn Bhd as one system: the filings plus a built-in CRM, workflow automation, AI agents, one workspace and, via licensed partners, FX, a corporate card, an international business account and payments. Xero is a well-known, flexible ledger if you or your bookkeeper will do the work: plans run from USD7 to USD82 a month at regular prices, with no per-user fee. OCTIS is for owners who want the books, the secretary, audit coordination and Form C submission handled, and it is priced 10–30% below your current bill.

Why teams switch

Everything Xero does not cover is built in: CRM, automation and AI agents, plus FX, card, account and payments via licensed partners.
The books are done for you, not left as a task on your desk.
Company secretary and SSM annual return are in the same package, which Xero does not offer.
Priced in the way you pay today: 10–30% below your current bill or their quote.

FAQ

Frequently asked questions

Is OCTIS cheaper than Xero?

Yes. Send Xero's quote or your current bill on WhatsApp, and OCTIS prices the same work 10–30% lower than it. Every price comes with the Lowest Price Guarantee and a 30-day money-back guarantee, terms apply, and licensed professionals check every filing. There is no list price to compare against: your quote or bill is the starting point, so the saving is measured against what you would actually pay.

Can I keep Xero and still use OCTIS?

OCTIS includes the bookkeeping software, so most owners move their books across. If you want to stay on Xero, tell us and we will confirm what we can take over, such as the secretary and tax submission, before quoting.

Does Xero file my SSM annual return or tax return?

No. Xero is accounting software. It does not act as your company secretary or submit returns to SSM or LHDN. Those are included in OCTIS.

How much does Xero cost in Malaysia?

Xero's Malaysia page lists USD only: Lite USD7, Starter USD32, Standard USD54 and Premium USD82 a month at regular prices, with a 50% discount for 36 months on purchases before 31 December 2026. Check the page for current terms.

How is OCTIS different from Xero and 3E Accounting?

Each covers a slice. Xero is one tool or service, and 3E Accounting is a firm that does filings and resells software. OCTIS runs the whole company in one place: filings, built-in CRM, workflow automation and AI agents, plus FX, a corporate card, an international business account and payments via licensed partners. Send us your current bill or their quotes and we price OCTIS 10–30% below them, with a Lowest Price Guarantee and 30-day money-back guarantee, terms apply.

Compare more

Send us your current bill

We price OCTIS from it, 10–30% below what you pay now or their quote.

Otty, the OCTIS octopus, waving

OCTIS vs Xero — summary

OCTIS runs your Sdn Bhd as one system: the filings plus a built-in CRM, workflow automation, AI agents, one workspace and, via licensed partners, FX, a corporate card, an international business account and payments. Xero is a well-known, flexible ledger if you or your bookkeeper will do the work: plans run from USD7 to USD82 a month at regular prices, with no per-user fee. OCTIS is for owners who want the books, the secretary, audit coordination and Form C submission handled, and it is priced 10–30% below your current bill.

  • Everything Xero does not cover is built in: CRM, automation and AI agents, plus FX, card, account and payments via licensed partners.
  • The books are done for you, not left as a task on your desk.
  • Company secretary and SSM annual return are in the same package, which Xero does not offer.
  • Priced in the way you pay today: 10–30% below your current bill or their quote.

Is OCTIS cheaper than Xero?

Yes. Send Xero's quote or your current bill on WhatsApp, and OCTIS prices the same work 10–30% lower than it. Every price comes with the Lowest Price Guarantee and a 30-day money-back guarantee, terms apply, and licensed professionals check every filing. There is no list price to compare against: your quote or bill is the starting point, so the saving is measured against what you would actually pay.

Can I keep Xero and still use OCTIS?

OCTIS includes the bookkeeping software, so most owners move their books across. If you want to stay on Xero, tell us and we will confirm what we can take over, such as the secretary and tax submission, before quoting.

Does Xero file my SSM annual return or tax return?

No. Xero is accounting software. It does not act as your company secretary or submit returns to SSM or LHDN. Those are included in OCTIS.

How much does Xero cost in Malaysia?

Xero's Malaysia page lists USD only: Lite USD7, Starter USD32, Standard USD54 and Premium USD82 a month at regular prices, with a 50% discount for 36 months on purchases before 31 December 2026. Check the page for current terms.

How is OCTIS different from Xero and 3E Accounting?

Each covers a slice. Xero is one tool or service, and 3E Accounting is a firm that does filings and resells software. OCTIS runs the whole company in one place: filings, built-in CRM, workflow automation and AI agents, plus FX, a corporate card, an international business account and payments via licensed partners. Send us your current bill or their quotes and we price OCTIS 10–30% below them, with a Lowest Price Guarantee and 30-day money-back guarantee, terms apply.

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    OCTIS vs Xero in Malaysia: accounting software or done-for-you accounting? | OCTIS