OCTIS vs Holded vs Quipu for Spanish businesses
Two Spanish cloud tools for invoicing and taxes. One is a full business suite, the other focuses on invoices and tax models.
Last checked · 5 sources
Otty's short answer
Quipu is the lighter, cheaper tool: invoices, expenses scanning and tax models from €17 per month. Holded is a wider suite: full accounting, CRM, projects and team tools, with prices from €19 and a free Light plan. Both say they are adapted to Verifactu. Pick Quipu for invoicing and tax models, Holded if you want accounting and operations in one place.
Side by side
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| What matters | OCTISHong Kong company + OCTIS global plan | Holded | Quipu |
|---|---|---|---|
| Free plan | 30-day money-back guarantee, terms apply | Yes (Light, 20 invoices a year) | No, 15-day trial |
| Entry paid plan | 10–30% below your current bill | €19 per month (Starter) | €17 per month (Starter) |
| Mid plan | Prices not published | €34 (Basic), €69 (Standard) | €30 (Solution) |
| Top plan | Prices not published | €229 (Premium) | €59 (Premium) |
| Introductory offer | Lowest Price Guarantee and 30-day money-back, terms apply | 50% to 70% off, 3 months | 50% off, 3 months |
| Verifactu | Not needed for the Hong Kong company; local rules apply if you trade there | All plans | All plans |
| Full accounting ledger | Bookkeeping by OCTIS accountants | From Standard | No, gestoría service |
| VAT and IRPF models | No VAT or GST in Hong Kong | VAT, IRPF, 347, 349, 369 | VAT, IRPF, 347, 349 |
| Corporate tax models | Profits tax return prepared by OCTIS | 200, 202 from Standard | Via optional gestoría |
| Users included | Your whole team | 2 to 7 by plan | 1 to 3 by plan |
| CRM, projects, HR | CRM, workflow automation and team workspace built in | Yes | No |
If you have staff, premises or local sales in this country, its own registration and tax rules still apply. OCTIS can help you arrange them.
Data sources & disclaimer: Comparison data was compiled from publicly available sources — including the competitors' own published pricing and feature pages — captured on 9 November 2026. Figures reflect the typical or advertised pricing at that time and may have changed since; plans, inclusions and prices vary by provider, region and promotion. OCTIS is independent and not affiliated with the named companies; all trademarks belong to their respective owners. This comparison is provided in good faith for general information only and is not professional, legal or financial advice — please verify current details with each provider before deciding.
Which one fits you
OCTIS · Hong Kong company + OCTIS global plan
Choose OCTIS if you want CRM, workflow automation, accounts and documents in one workspace instead of separate invoicing tools.
Holded
Choose Holded if you want accounting, CRM, projects and team tools in one suite, or want to start on a free plan.
Quipu
Choose Quipu if you mainly invoice, scan receipts and file VAT and IRPF models, and want the lowest monthly price.
What the table does not show
Prices
Holded's FAQ lists a free Light plan, then Starter at €19, Basic at €34, Standard at €69, Advanced at €115 and Premium at €229 per month, excluding VAT, with 50% to 70% off the first three months. Quipu lists Starter at €17, Solution at €30 and Premium at €59 per month before its introductory 50% discount, shown as €8.50, €15 and €29.50. Quipu's annual list is €168, €300 and €588 per year, and its page does not state whether prices exclude VAT.
Accounting versus invoicing
Holded's Standard plan adds full accounting, automatic entries, unlimited banks and corporate tax models 200 and 202. Quipu's plans cover invoices, expenses, bank sync and VAT, IRPF and informative models. Its balance sheet, profit and loss and corporate tax 200, 202 and 220 sit in an optional gestoría service from €80. A company that needs a ledger for its gestoría usually needs Holded. A sole trader often does not.
Verifactu
The Tax Agency requires billing software to meet Verifactu rules from 1 January 2027 for corporate tax payers and 1 July 2027 for everyone else. The software must create a tamper-evident invoicing record and add a QR code to each invoice. Holded says Verifactu is included in all plans, and Quipu marks all three plans as adapted to Verifactu. Ask your gestoría which system they accept before you switch.
Where OCTIS fits
OCTIS does not do Spanish bookkeeping or tax. If your Malaysian or Hong Kong company sells into Spain through a Spanish entity, one of the tools above handles local invoices. OCTIS bookkeeping can keep the home company's records and consolidate the Spanish statements, and you may get 10–30% off your current bill.
Frequently asked questions
Is Holded or Quipu cheaper?
Quipu is cheaper at the entry and mid level: €17 and €30 per month against Holded's €19 and €34 (Basic). Holded has a free Light plan. Check the number of users and bank accounts, because each tool prices these differently.
Do both support Verifactu?
Yes. Holded says all plans include Verifactu and Quipu marks all three plans as adapted. Billing software must comply from 1 January 2027 for corporate tax payers and 1 July 2027 for others, so either tool covers you.
Can Quipu replace a gestoría?
Only partly. Quipu files VAT and IRPF models from its plans and offers a gestoría service from €80 that adds quarterly and annual filing, advice and corporate tax 200, 202 and 220. Holded gives your own gestoría free access on every plan.
Which suits an SL better?
Holded's Standard plan adds a full ledger and corporate tax models 200 and 202, which an SL needs. Quipu works for a small SL that leaves accounting to a gestoría. Ask your gestoría which one they prefer to work in.
Is there a free trial?
Holded offers 14 days free without a card and a free Light plan. Quipu offers 15 days free. Both advertise a 50% discount for the first three months, and Holded's page shows up to 70% during a sale.
Sources
Checked on the date above. Links open the provider's or regulator's own page.